@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/fonts/font-0.ttf) format('truetype');
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/fonts/font-1.ttf) format('truetype');
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/fonts/font-2.ttf) format('truetype');
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/fonts/font-3.ttf) format('truetype');
}
@font-face {
  font-family: 'Instrument Serif';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url(/fonts/font-4.ttf) format('truetype');
}
@font-face {
  font-family: 'Instrument Serif';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/fonts/font-5.ttf) format('truetype');
}
:root{--ink:#173d35;--green:#235b4b;--cream:#f7f7f1;--muted:#63726a;--line:#dce1d8;--lime:#e7edbe;--white:#fff;--sans:'DM Sans',Arial,sans-serif;--serif:'Instrument Serif',Georgia,serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--cream);color:var(--ink);font:15px/1.7 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;display:block}p{color:var(--muted);margin:0 0 21px}h1,h2,h3,h4{margin:0;font-weight:500}h1,h2{font-family:var(--serif);font-weight:400;line-height:.99;letter-spacing:-1.5px}h1{font-size:clamp(64px,6.7vw,100px);margin:30px 0 28px}h2{font-size:clamp(46px,4.5vw,66px);margin:24px 0 27px}em{font-weight:400;color:var(--green)}svg{flex-shrink:0;stroke-width:1.6}button:focus-visible,a:focus-visible{outline:3px solid #b97733;outline-offset:5px}input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--green);outline-offset:2px}.wrap{width:min(1264px,calc(100% - 112px));margin:0 auto}.section{padding-top:110px;padding-bottom:110px}.eyebrow{font-size:10px;font-weight:650;letter-spacing:1.7px;line-height:1.6;display:flex;align-items:center;gap:9px}.status-dot{height:7px;width:7px;border-radius:50%;background:#6d894c;display:inline-block;flex-shrink:0}.button{background:var(--ink);color:#fff;display:inline-flex;align-items:center;justify-content:center;gap:27px;padding:16px 22px;border:1px solid var(--ink);font-size:13px;font-weight:550;line-height:1.5;border-radius:4px;transition:background .2s,transform .2s}.button:hover{background:#2a604e;transform:translateY(-2px)}.button.small{padding:12px 18px;gap:23px;font-size:12px}.button.light{background:var(--lime);color:var(--ink);border-color:var(--lime)}.button.light:hover{background:#f3f6d9}.button:disabled{opacity:.65;cursor:wait;transform:none}.text-link{font-size:12px;font-weight:600;display:inline-flex;align-items:center;gap:17px;line-height:1.5}.text-link:hover{text-decoration:underline;text-underline-offset:5px}.topline{background:var(--ink);color:#e9eee3;font-size:10px;letter-spacing:.3px}.topline .wrap{display:flex;justify-content:space-between;align-items:center;min-height:33px}.topline span,.topline a{display:flex;align-items:center;gap:7px}.header{position:sticky;top:0;background:rgba(247,247,241,.96);backdrop-filter:blur(15px);z-index:20;border-bottom:1px solid var(--line)}.nav{height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px}.brand>span{font-weight:650;font-size:19px;letter-spacing:-.6px;line-height:1.25}.brand small{display:block;font-size:8px;letter-spacing:2.9px;margin-top:6px;font-weight:550}.desktop-nav{display:flex;gap:27px;font-size:12px}.desktop-nav a{padding:12px 0}.desktop-nav a:hover{color:#a66f36}.menu-toggle,.mobile-nav{display:none}.hero{display:grid;grid-template-columns:1.08fr 1fr;gap:62px;padding-top:54px;padding-bottom:58px}.hero-copy{padding-top:21px;padding-bottom:18px}.hero-intro{font-size:17px;font-weight:500;color:var(--ink);margin-bottom:12px}.hero-text{font-size:14px;max-width:430px;line-height:1.85}.hero-buttons{display:flex;gap:25px;align-items:center;margin:31px 0}.hero-notes{display:flex;gap:25px;font-size:10px;color:var(--muted);margin-top:29px}.hero-notes span{display:flex;gap:6px;align-items:center}.hero-visual{position:relative;isolation:isolate;border-radius:8px;min-height:622px;overflow:hidden;margin-top:0;background:#9bb9c4}.hero-photo{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;object-position:61% center}.hero-visual:after{content:'';position:absolute;inset:0;z-index:-0;background:linear-gradient(180deg,rgba(13,36,37,.05) 30%,rgba(8,35,29,.8))}.photo-label{position:absolute;z-index:1;left:27px;top:28px;background:#fffef5e8;padding:9px 12px;display:flex;align-items:center;gap:7px;font-size:9px;font-weight:650;letter-spacing:1.2px;border-radius:3px}.visit-card{position:absolute;z-index:2;top:43%;left:28px;right:28px;background:var(--cream);padding:27px 25px;box-shadow:0 12px 36px #0e382c24;display:flex;align-items:flex-start;gap:18px;border-radius:5px}.visit-icon{background:#e8eddf;display:grid;place-items:center;border-radius:50%;height:51px;width:51px;color:var(--green)}.visit-card small{display:block;font-size:8px;font-weight:600;letter-spacing:1.5px;margin:0 0 9px}.visit-card strong{font-family:var(--serif);font-size:36px;line-height:1.03;display:block;font-weight:400}.visit-card p{font-size:10px;line-height:1.6;margin:13px 0 0}.visit-arrow{margin-left:auto}.photo-caption{position:absolute;bottom:30px;left:30px;right:29px;display:flex;justify-content:space-between;align-items:end;color:#fff;z-index:1;font-size:13px;line-height:1.6}.round-arrow{width:48px;height:48px;display:grid;place-items:center;border:1px solid #ffffff65;border-radius:50%}.principles{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);padding:28px 0;gap:30px}.principles>div{display:flex;align-items:center;gap:17px;justify-content:center;border-right:1px solid var(--line)}.principles>div:first-child{justify-content:flex-start}.principles>div:last-child{border-right:0}.principles svg{width:29px;height:29px}.principles span{font-size:12px;font-weight:550;line-height:1.5}.principles small{display:block;color:var(--muted);font-size:10px;font-weight:400;margin-top:4px}.difference{display:grid;grid-template-columns:1fr 1fr;gap:100px}.section-lead{font-size:16px;max-width:420px;line-height:1.8}.difference-content{padding-top:40px;font-size:14px}.large-copy{font-size:22px;line-height:1.65;color:var(--ink)}.difference-points{border-top:1px solid var(--line);padding-top:23px;display:grid;gap:12px;margin:26px 0}.difference-points span{display:flex;gap:12px;align-items:center;font-size:12px}.services-section{background:#eeefe7}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:70px;margin-bottom:45px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:320px;font-size:13px;margin-bottom:4px}.service-row{display:grid;grid-template-columns:36px 50px 1fr 1.1fr 45px;align-items:center;gap:23px;border-top:1px solid #cfd7c9;padding:31px 0;transition:padding .2s}.service-row:last-child{border-bottom:1px solid #cfd7c9}.service-row:hover{padding-left:12px;padding-right:12px}.service-no{font-size:10px;color:var(--muted)}.service-icon{color:var(--green)}.service-icon svg{width:32px;height:32px}.service-row h3{font-family:var(--serif);font-size:32px;letter-spacing:-.5px}.service-row p{font-size:12px;margin:0;max-width:325px}.circle-link{border:1px solid #c4cebf;border-radius:50%;display:grid;place-items:center;width:43px;height:43px}.circle-link svg{width:19px}.process-section{background:var(--ink);color:var(--cream)}.process-section em{color:var(--lime)}.process-section .eyebrow{color:#b7c5ac}.process-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:55px;margin-top:60px}.step-number{border-top:1px solid #668173;display:flex;justify-content:space-between;align-items:center;font:49px/1 var(--serif);padding-top:23px;color:var(--lime);margin-bottom:28px}.process-steps h3{font-size:19px;margin-bottom:13px}.process-steps p{font-size:13px;color:#c0cec4;line-height:1.9}.process-steps small{font-size:9px;letter-spacing:1.8px;color:#bcc6a1}.process-footnote{font-size:10px;color:#b4c5b9;max-width:880px;border-top:1px solid #ffffff24;padding-top:25px;margin:45px 0 0;line-height:1.8}.pricing{display:grid;grid-template-columns:1fr 1fr;gap:100px}.fee-line{display:flex;gap:25px;align-items:center;margin:32px 0 20px;border-top:1px solid var(--line);padding-top:18px}.fee-rate{font-family:var(--serif);font-size:78px;line-height:1.2}.fee-rate sup{font-size:35px;vertical-align:super}.fee-line>span:last-child{font-size:13px;font-weight:550}.fee-line small{display:block;font-size:11px;color:var(--muted);font-weight:400}.field-fee{display:flex;gap:15px;align-items:center;background:#ecefe2;padding:17px 20px;border-radius:4px;margin-bottom:25px}.field-fee strong{font-size:18px;font-weight:550;display:block}.field-fee span{font-size:11px;display:block;color:var(--muted)}.small-copy{font-size:11px;line-height:1.85}.calculator{background:#fff;border:1px solid var(--line);border-radius:7px;padding:33px;box-shadow:0 15px 40px #163b2b05;align-self:start;margin-top:3px}.calculator-heading{display:flex;justify-content:space-between;gap:10px;align-items:center}.calculator .eyebrow{font-size:8px;letter-spacing:1px}.calc-badge{font-size:7px;letter-spacing:.7px;color:#617241;border:1px solid #dbe3ce;background:#f2f5e9;border-radius:3px;padding:4px 7px;white-space:nowrap}.calculator h3{font-family:var(--serif);font-size:34px;line-height:1.1;letter-spacing:-.6px;margin:23px 0 10px}.calculator>p{font-size:11px}.calculator label{display:flex;justify-content:space-between;font-size:11px;font-weight:500;margin-top:27px}.calculator label span{color:var(--muted);font-size:9px}.amount-input{display:flex;align-items:center;border:1px solid #cbd5c8;border-radius:4px;margin-top:9px;background:#f9faf5;padding:5px 15px}.amount-input>span{font-family:var(--serif);font-size:32px;color:#87957b}.amount-input input{border:0;background:none;width:100%;font-family:var(--serif);font-size:38px;padding:0 10px;color:var(--ink);appearance:textfield}.amount-input input::-webkit-inner-spin-button{appearance:none}.amount-range{width:100%;accent-color:var(--green);height:4px;margin:25px 0 5px;cursor:pointer}.range-labels{display:flex;justify-content:space-between;font-size:9px;color:var(--muted)}.calculation{margin:25px 0 0}.calculation>div{display:flex;justify-content:space-between;gap:10px;font-size:11px;margin-bottom:10px}.calculation dd{margin:0;font-weight:500}.calculation dt{color:var(--muted)}.calculation .total-fees{border-top:1px solid var(--line);padding:13px 0 0;margin-top:15px}.net-recovery{background:#edf0df;border-radius:4px;padding:19px;display:flex;justify-content:space-between;align-items:center;gap:14px;margin:23px 0}.net-recovery span{font-size:10px;font-weight:500}.net-recovery small{display:block;color:var(--muted);font-size:8px;margin-top:3px}.net-recovery strong{font-family:var(--serif);font-size:36px;line-height:1;font-weight:400}.calculator .button{width:100%;justify-content:space-between}.calculator .calculator-note{font-size:9px;margin:14px 0 0;line-height:1.8}.sydney-section{background:#e7ecde;overflow:hidden}.sydney-content{position:relative;padding-top:78px;padding-bottom:78px}.sydney-content>p{max-width:410px;font-size:13px;position:relative;z-index:1}.sydney-content>.small-copy{font-size:10px;max-width:360px}.sydney-content .button{background:var(--ink);color:#fff;border-color:var(--ink)}.sydney-art{width:620px;height:620px;position:absolute;left:53%;top:10px;transform:rotate(-25deg);opacity:.85}.orbit{position:absolute;inset:0;border:1px solid #acbaa0;border-radius:50%;transform:scaleY(.7)}.o2{inset:70px}.o3{inset:140px}.o4{inset:210px}.map-dot{width:12px;height:12px;background:var(--green);border:4px solid #d2ddbd;box-sizing:content-box;border-radius:50%;position:absolute}.md1{top:140px;left:140px}.md2{top:393px;left:411px}.md3{top:325px;left:95px}.sydney-pin{position:absolute;top:275px;left:280px;transform:rotate(25deg);display:flex;flex-direction:column;align-items:center;gap:10px}.sydney-pin span{font-size:10px;letter-spacing:3px}.faq-section{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.faq-section>div:first-child>p{max-width:290px;font-size:13px}.faqs{padding-top:7px}.faqs details{border-bottom:1px solid var(--line);padding:20px 0}.faqs details:first-child{border-top:1px solid var(--line)}.faqs summary{display:flex;align-items:center;justify-content:space-between;cursor:pointer;font-size:13px;gap:30px;list-style:none;font-weight:500}.faqs summary::-webkit-details-marker{display:none}.faqs summary span{font-size:24px;line-height:1;font-weight:400}.faqs details[open] summary span{transform:rotate(45deg)}.faqs p{font-size:12px;line-height:1.9;margin:15px 30px 0 0}.guides-section{background:#eee7d9}.guides-label{font-size:9px;letter-spacing:1.8px;margin-bottom:7px}.guides-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.guides-grid>a{border-top:1px solid #bdbda9;padding-top:25px;position:relative;padding-bottom:42px}.guides-grid>a>span{font-size:8px;letter-spacing:1.2px}.guides-grid h3{font-family:var(--serif);font-size:32px;line-height:1.1;max-width:260px;margin:19px 0 14px}.guides-grid p{font-size:12px;margin:0;max-width:270px}.guides-grid svg{position:absolute;bottom:0;right:0;transition:transform .2s}.guides-grid a:hover svg{transform:translate(3px,-3px)}.enquiry-section{display:grid;grid-template-columns:.9fr 1.1fr;gap:95px}.enquiry-copy{padding-top:20px}.enquiry-copy h2{font-size:79px}.enquiry-assurances{display:grid;gap:12px;font-size:12px;margin-top:31px}.enquiry-assurances span{display:flex;gap:9px;align-items:center}.enquiry-note{display:flex;align-items:flex-start;gap:15px;border-top:1px solid var(--line);padding-top:23px;margin-top:35px;max-width:370px}.enquiry-note p{font-size:10px;margin:0}.enquiry-form{padding:31px;background:#fff;border:1px solid var(--line);border-radius:7px}.form-heading{display:flex;gap:14px;align-items:center;justify-content:space-between}.form-heading h3{font-family:var(--serif);font-size:30px;line-height:1.2}.form-heading>span{font-size:7px;letter-spacing:1px;border:1px solid var(--line);padding:4px 7px;white-space:nowrap}.form-intro{font-size:11px;margin:12px 0 23px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 17px}.enquiry-form label{display:block;font-size:10px;font-weight:550;margin-bottom:16px}.enquiry-form input:not([type=checkbox]),.enquiry-form select,.enquiry-form textarea{width:100%;margin-top:7px;border:1px solid #d7ded4;border-radius:3px;padding:11px 12px;font-size:11px;background:#fafbf7;color:var(--ink);line-height:1.5}.enquiry-form input::placeholder,.enquiry-form textarea::placeholder{color:#7e887f}.enquiry-form textarea{resize:vertical;min-height:90px}.optional{font-weight:400;color:var(--muted)}.enquiry-form .consent{display:flex;align-items:flex-start;gap:9px;font-weight:400;color:var(--muted);font-size:9px;line-height:1.8;margin:2px 0 22px}.consent input{accent-color:var(--green);margin:3px 0 0}.consent a{text-decoration:underline;text-underline-offset:2px}.enquiry-form .button{width:100%;justify-content:space-between}.form-secure{font-size:9px;display:flex;gap:6px;align-items:center;justify-content:center;margin:12px 0 0}.honey{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-error{font-size:12px;color:#8b2616;background:#fdf0e9;padding:10px;border-radius:4px}.success-state{display:flex;align-items:flex-start;justify-content:center;flex-direction:column;gap:20px;min-height:600px}.success-state h3{font-family:var(--serif);font-size:48px;line-height:1.05}.success-state p{font-size:13px}.success-icon{display:grid;place-items:center;width:65px;height:65px;border-radius:50%;background:var(--lime)}.reference{letter-spacing:2px;font-size:16px;border:1px dashed #90a385;padding:12px 18px}.standards-strip{background:#e9ede0;padding:25px 0}.standards-strip>.wrap{display:flex;align-items:center;gap:25px}.standards-strip p{font-size:10px;margin:0;max-width:680px}.standards-strip strong{display:block;color:var(--ink);font-size:12px;font-weight:550}.standards-strip a{margin-left:auto;white-space:nowrap;display:flex;align-items:center;gap:13px;font-size:10px}.footer{padding:49px 0 22px;background:#f0f2e9}.footer-top{display:flex;justify-content:space-between;gap:25px;align-items:flex-start;padding-bottom:38px}.footer-top>p{font-size:13px;margin:0}.footer-top>div{display:grid;gap:12px;font-size:11px}.footer-top>div>a{display:flex;gap:25px;align-items:center;justify-content:space-between}.footer-bottom{border-top:1px solid #d5ddce;padding-top:20px;display:flex;justify-content:space-between;gap:30px;font-size:9px;color:var(--muted)}.footer-bottom>div{display:flex;gap:25px}.skip-link{position:absolute;left:12px;top:-100px;z-index:100;background:#fff;padding:12px}.skip-link:focus{top:12px}.article-header{padding:25px 0;border-bottom:1px solid var(--line)}.article-header .wrap{display:flex;align-items:center;justify-content:space-between}.article-wrap{max-width:790px;width:calc(100% - 48px);margin:0 auto;padding:70px 0 90px}.breadcrumbs{font-size:11px;color:var(--muted);margin-bottom:30px}.article-wrap h1{font-size:64px;line-height:1.02;margin-top:20px}.article-wrap .article-intro{font-size:20px;line-height:1.7;color:var(--ink);border-bottom:1px solid var(--line);padding-bottom:30px;margin-bottom:35px}.article-wrap h2{font:37px/1.15 var(--serif);margin:37px 0 16px}.article-wrap h3{font-size:19px;margin:25px 0 12px}.article-wrap p,.article-wrap li{font-size:14px;line-height:1.95}.article-wrap a:not(.button){text-decoration:underline;text-underline-offset:4px}.article-wrap li{color:var(--muted);margin-bottom:7px}.article-wrap ul,.article-wrap ol{padding-left:20px}.article-wrap table{width:100%;border-collapse:collapse;font-size:12px;margin:25px 0;line-height:1.65}.article-wrap th{text-align:left;background:#e9eddf;font-weight:550}.article-wrap th,.article-wrap td{padding:12px;border-bottom:1px solid var(--line)}.article-cta{background:#e9eddf;padding:30px;border-radius:5px;margin-top:45px}.article-cta h2{margin-top:0}.article-cta p{font-size:13px}.article-wrap .article-meta{font-size:10px;color:var(--muted);margin-bottom:20px}.article-footer{border-top:1px solid var(--line);padding:25px 0;font-size:11px}.table-scroll{overflow-x:auto}.article-notice{border-left:3px solid #8b9b6c;padding:15px 20px;background:#eef0e6;font-size:13px;margin:25px 0}
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